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Online car buying made simple Oxford

Known for its exclusive university, Oxford caters for the UK’s big thinkers. You can also take out an idyllic rowing boat around the waterways of the city.

After a car in Oxford?

No need to worry, we offer thousands of cars from hundreds of dealerships across the UK. We have also partnered with CarloansUK & Bright Compare to find you the best finance and insurance options!

Volkswagen

Finance services that Caryy offer in Oxford:

Here at Caryy, we offer various types of finance in order to suit your individual requirements as our client. The most popular finance services on offer include HP Finance, PCP Finance and No Deposit Finance. Find more information on each option below:

Representative Example: Borrow £6,000 with £1,000 deposit over 48 months with a representative APR of 22.45%, the monthly payment would be £153.29, with a total cost of credit of £2,357.76 and a total amount payable of £7,357.76. Caryy is a broker not a lender. This is an example only, all finance subject to status. Lender fees may apply.

HP Finance

HP Finance stands for Hire Purchase. This means to hire the car for the duration in which you are paying off the finance agreement. Then the car belongs to you. 

PCP Finance

PCP stands for Personal Contract Purchase, which is one of the most popular options due to the variety of options that you have with this type of finance.

The first stage of PCP finance is just like HP finance. The difference between the two lies in the second part of the deal as you approach the end of the finance period. At this stage, you have three options to choose from in relation to your vehicle. Option 1 would be to return the vehicle, having only leased it in theory. However if you wish to keep the vehicle, then you also have the option to pay off the remaining cost of the car (known as a balloon payment) to claim ownership. Alternatively, there is the third and final option where you can part exchange your vehicle in order to begin a brand new PCP contract on a new car.  

No Deposit Finance

A no deposit finance option can be applied to both HP and PCP services, it just simply means to pursue these types of finance without paying an initial deposit. This is usually available to customers with a good credit rating.